Most people keep too much cash in checking. Our AI calculates the minimum you need, so you can invest the rest and earn more interest.
Know exactly how much cash you need—invest the rest
AI analyzes your spending patterns to calculate the minimum cash buffer you need. No more guessing.
See exactly how much interest you could earn by moving excess cash to a money market fund.
Predicts upcoming bills and expenses so you know when to transfer money back if needed.
Securely connect via Plaid. We analyze your real transaction history for accurate recommendations.
Tracks statement balances and due dates. Factors large payments into your minimum balance needs.
Our buffer calculation ensures you always have enough for unexpected expenses. Peace of mind included.
Start earning more interest in three steps
Securely connect your checking account via Plaid. We analyze your spending patterns over the past year.
Our AI calculates the minimum cash buffer you need based on your actual spending—typically much less than you keep now.
Move your excess cash to a money market fund earning 4-5% APY. We'll alert you when to transfer back.
Find out how much cash you actually need—and start putting the rest to work.
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